Historically, insurers haven’t investigated water leaks as thoroughly as fire damage claims. This could make it easier for homeowners…

Most homeowners have homeowners insurance. However, few homeowners completely understand how their homeowners insurance works for claims or what it covers. Homeowners insurance policies can be complicated. Insurance companies deliberately design policies to be complicated. They use fine print to deny coverage or reduce payouts on a claim. They want to pay as little for claims as legally possible. Unfortunately, many homeowners let insurance companies get away with it because they don’t know any better.
Thankfully, homeowners can fight back by equipping themselves with as much knowledge as possible about homeowners insurance and how it works. Whether dealing with homeowners insurance, condo insurance, dwelling insurance, or any other type of insurance policy, you can find the homeowners insurance claim tips & information you need about homeowners insurance right here.
Historically, insurers haven’t investigated water leaks as thoroughly as fire damage claims. This could make it easier for homeowners…
The good news? You don’t need to use your insurer’s preferred vendor or contractor. Instead, you can use third-party…
In August 2025, the city of Phoenix experienced a devastating haboob. A wall of dust blanketed the city, plunging…
Unfortunately, many insurers only want to check for obvious damage. They might do a cursory inspection of the damaged…
Generally, FAIR Plans provide higher-cost, basic insurance coverage to homeowners and business owners with no other option. If you’ve…
A home inventory helps organize your possessions and track their value. It makes it easier to manage a future…
The appraisal clause allows either party – you or your insurer – to request an independent evaluation of an…
The Fair Access to Insurance Requirements (FAIR) Plan officially started issuing policies in April 2025, two years after Colorado…
Condo associations (COAs) and homeowners associations (HOAs) could inadvertently lead to a denied claim. Sometimes, COAs and HOAs make…
It’s not a scam: it’s called property condemnation. The government uses property condemnation to seize private property via eminent…
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At ClaimsMate, we want to help. ClaimsMate has extensive experience dealing with all types of homeowners insurance policies. Our public adjusters help homeowners navigate complicated insurance claims, using our decades of proven experience to explain how to maximize the effectiveness of your homeowners insurance.
We share extensive homeowners insurance claim information via our blog, including tips for maximizing homeowners insurance payouts, guides for choosing the right homeowners insurance plan, and the tips & strategies homeowners like you have used to get bigger claim payouts from insurance companies.
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